When someone crashes into your brand-new truck at full speed, leaves you with thousands in damages, and doesn’t even have insurance, what would you do? That’s the nightmare I faced just months after buying my vehicle. The ordeal cost me time, stress, and $3,800 out of pocket—money I shouldn’t have had to spend. I took the woman to court, won by default, and now she’s on a repayment plan. But here’s the twist: while I earn a comfortable living, she’s barely surviving paycheck to paycheck. Now I’m questioning whether insisting on repayment makes me justified… or heartless.
A Crash Out of Nowhere

The Hidden Cost of “Minor” Damage


Seven Weeks of Stress

Taking It to Court

The Financial Gap Between Us

Justice or Cruelty?

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At the end of the day, I know she’s responsible for the damage she caused, and the law clearly agrees with me. Yet part of me feels conflicted, knowing that every payment probably takes food off her table while I’ll recover financially just fine. I don’t want to be unfair—but I also don’t think I should absorb the cost of her mistake simply because I earn more. So now I’m left wondering: am I standing up for what’s right, or am I being cruel by demanding repayment from someone who has almost nothing?
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